(Even if you meet the guidelines above, a creditworthy cosigner can increase your chances of getting approved and will often lead to lower rates!)
You’ll enter repayment status and make full interest and principal payments six (6) months after you leave school (or are no longer enrolled at least half-time).
All cuScholar loans are variable rate loans. Interest rates are determined by adding the base rate (which stays constant for the life of the loan) and the average of the 3-month LIBOR index (a reference rate based on the interest rates at which banks borrow unsecured funds from other banks).
If you have been invited to cosign a loan, please click here to get started.
Call Toll-Free 1-888-549-9050 Mon. - Fri: 9:00 AM - 8:00 PM ET
Looking to cosign a loan?
If you've been invited to cosign a loan, please click here to get started.
The Proactive Payment works well for those on a budget, but selecting Interest-Only will help you pay off the loan faster.
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